Amex Blue Business Plus: Apply Now or Wait?

The Amex Blue Business Plus Credit Card caters to small businesses seeking straightforward rewards without an annual fee. With its introductory bonus, competitive points earning, and flexible redemption options, the Blue Business Plus could be a valuable addition to your financial toolkit.

Who Is It Best For

Small businesses with monthly spending under $50,000
Businesses prioritizing straightforward cash-back rewards without complex categories
Businesses looking for a no-annual-fee credit card with valuable perks

Amex Blue Business Plus Welcome Offer

Earn 15,000 Membership Rewards points after spending $3,000 in purchases within the first 3 months of account opening. That's potentially worth $150 in statement credits or travel rewards!
Enjoy a 0% introductory APR on purchases for 12 months from account opening. This allows you to finance initial expenses without accruing interest, giving your business breathing room.

Earning Rewards

2x Membership Rewards points: Earn double points on everyday business purchases up to $50,000 spent per year. This translates to 2% cash back on eligible categories like office supplies, shipping, and internet services.
1x Membership Rewards point: After the $ 50,000 cap is reached, you earn 1 point per dollar on all other purchases.

Annual Fee and Costs

$0.
This makes the Blue Business Plus a budget-friendly option, allowing you to keep more cash in your pocket while still enjoying valuable rewards. Compare the potential points earned (easily exceeding the value of a typical annual fee) to see if they align with your spending habits.

Card Benefits and Perks

Expanded Buying Power: Enjoy temporary spending flexibility when needed, exceeding your credit limit based on your account history and creditworthiness.
Employee Cards: Issue up to 99 employee cards at no additional cost, simplifying expense management and tracking.
Purchase Protection and Extended Warranty: Get added peace of mind for eligible purchases.

Why Should You Get the Amex Blue Business Plus Credit Card?

Earn Valuable Rewards: 2x points on everyday business purchases and flexible redemption options, including travel and statement credits.
Keep Costs Low: No annual fee makes it a budget-friendly choice with the potential to outweigh its cost through rewards.
Enjoy Added Perks: Expanded Buying Power, employee cards, and purchase protection offer convenience and peace of mind.

But that’s not all…

You can now generate virtual cards on demand directly linked to your existing Amex credit line! But how?

Fyle: Your Amex Superpower For Smarter Spending

*Enrollment required and fees may apply

Ditch the receipt rodeo and employee email chases! Fyle seamlessly integrates with your American Express Business Cards so you can:

Collect receipts instantly: No more waiting games – employees simply send the receipt via text message and Fyle does the rest.
Track spend live: Expenses auto-magically appear, giving you real-time insights into your budget.
Say goodbye to manual expense coding: Fyle analyzes each purchase, auto-categorizing them for effortless expense management.

Fyle's got your back (and inbox!), freeing you to focus on what matters most.

But that’s not all; here's how it fuels your business:

Unlimited Cards For Your Employees

Ditch the one-size-fits-all cards! Fyle lets you craft virtual cards for specific purposes, whether it's paying a vendor, sticking to a budget, subscribing to software, or funding an employee trip. You define the goal, and Fyle delivers a tailored card with built-in controls.

Tracking employee expenses has never been easier. Set spending limits and choose validity periods for each card, ensuring budget compliance and zero room for misuse. All linked to your existing Amex credit line for seamless flexibility and control.

Receipt Chase? Never Again!

Say goodbye to endless email chases! Employees just text their receipts, and Fyle's magic instantly matches them to expenses. Accountants rejoice! No more inbox avalanches, just 5x faster receipt collection – pure bliss! Ditch the paper cuts and embrace stress-free accounting!

Reconciliation? Instant!

Wave goodbye to receipt reconciliations! Fyle's like your real-time expense matchmaker, auto-pairing receipts with purchases the moment your employee hits send. Books stay sparkling clean, stress melts away – Fyle's got your back (and sanity)!

Expense Tracking Made Easy

Fyle's intuitive dashboards unveil employee spending live, letting you spot trends, make data-driven decisions, and budget like a boss. No more flying blind, Fyle's your financial foresight superpower – see the future of your finances today!

Fraud? Not When Fyle’s Around

Single-use virtual cards vanish after each purchase, leaving no trace for scammers. Instant spend alerts scream at suspicious activity, keeping your finances on high alert. And your physical card number stays hidden, adding an extra layer of security. Rest assured, Fyle's got your back (and wallet) so you can sleep soundly!

FAQs

How Does Fyle’s Integration With Amex Business Credit Cards Work?

Fyle’s integration with American Express allows you to connect existing Amex business cards, thus enabling Fyle to issue virtual cards directly.

What Is A Virtual Card?

Think of a virtual card as a unique, online copy of your physical card. It's linked to your credit line, but lives in the digital world. Just enter the virtual card number at checkout, and voila! The transaction appears on your statement, just like a regular purchase. ️

How Many Virtual Cards Can Be Created On A Basic Amex Business Credit Card?

There is no limit on the number of virtual cards issued against the basic card. They can issue as they need.

Are Virtual Cards Secure For Transactions?

When you use a virtual card, your actual card details stay under wraps. Merchants only see the unique, temporary number generated for that purchase. This double layer of security keeps your finances safe and sound, even if you're shopping online from a new website.

Do I Still Get Reward Points On Virtual Card Spend?

The virtual card user does not get any of the rewards/cash back against the virtual card itself. However, all benefits of the enrolled funding card program in place with Amex, whether it be rewards, rebates, cashback, etc., are earned for all transactions created with the Virtual Card.

Conclusion

Fyle unlocks your Amex Business Cards’ true potential by enabling you to ditch lengthy spreadsheets and manual receipt tracking. Manage expenses, automate routine tasks, and get real-time insights – all from one platform.